Guiding You Home, One Loan at a Time
We empower homebuyers with expert guidance and personalized mortgage solutions, making the journey to homeownership smooth, transparent, and stress-free.
Why Choose Our Home Loans?
Personalized Solutions
We are dedicated to helping you secure a loan tailored to your budget and financial goals.
Affordable Solutions
Our rates are among the most competitive in the market, ensuring you save money throughout the life of your loan.
Simple Application Process
Our efficient application system ensures you can get pre-approved with ease and speed.
Professional Support
We offer personalized guidance and expert advice, from selecting the right loan to finalizing the deal.

Brand Story
Founded by Sequira Scott, a Georgia-based mortgage loan officer with a passion for helping people navigate the complex world of home financing. With a deep understanding of mortgage products and a client-first approach, Loans by S.Scott was created to make the home buying process simpler, faster, and more transparent.
Our goal is to be the bridge between dreams of homeownership and reality, providing guidance and support at every step.
Join our team
Are you interested in shaping the future of the mortgage industry? We’re always looking for passionate individuals to join our team and make a difference.
Our Home Loan Options
- Fixed-Rate Mortgages: Lock in a low rate and enjoy stable monthly payments.
- FHA Loans: Ideal for first-time buyers with lower down payment requirements.
- VA Loans: Exclusive benefits for veterans, active-duty service members, and eligible spouses
- Adjustable-Rate Mortgages (ARMs): Benefit from lower initial rates with the flexibility of adjustable terms.
- Jumbo Loans: Financing for luxury homes or properties in high-cost areas.
- Lite Doc Loans: Financing for self-employed, a gig worker, or someone working on a 1099
How it Works
Get Pre-Approved
Start by getting pre-approved online in just a few minutes. This helps you know your budget and makes you a more attractive buyer.
Choose Your Loan
We’ll help you explore your loan options and find the best fit for your financial situation.
Submit Your Application
Complete the application process with the guidance of our mortgage experts.